This lovely lady's name is Rosemarie. She had the extreme misfortune of losing her house
in Crest to the November 2003 San Diego wildfires. She had previously been unable to purchase fire insurance because her house
is located in a fire zone. Does that make any sense? It's like the banks' refusal to loan money except to people who don't
need any!
Fortunately for Rosemarie, she has long been active in the Habitat for Humanity
organization, and knew just who would be willing and able to help her in her time of need.
